4 Common Mortgage Approval Hurdles in 2025 4 Common Mortgage Approval Hurdles in 2025

Getting pre-approved is a great milestone, but it’s not a guaranteed green light for homeownership. In fact, many buyers in 2025 are surprised to learn how easily a loan can fall through after pre-app... ...more

Mortgage

November 19, 2025•3 min read

What Credit Score Do You Need to Buy a Home in 2025? Here’s the Real Answer

Understanding Credit Requirements in Today’s Mortgage Market One of the most common questions Erin Barrows hears from homebuyers is, “What credit score do I need to qualify for a mortgage?” It’s a g... ...more

Mortgage

November 19, 2025•2 min read

How Much Will My Rate or Payment Change if I Adjust Down Payment, Credit, or Loan Term?

When you're applying for a mortgage, it’s common to wonder: Which levers can I pull to improve my interest rate or monthly payment? The good news: even modest adjustments—like a higher down payment, a... ...more

Mortgage

October 16, 2025•5 min read

Will Mortgage Rates Go Down Soon? What Buyers & Refinancers Need to Know

Many prospective homebuyers and homeowners hoping to refinance are watching the markets closely and asking: Will mortgage rates go down soon? With increased chatter about the Federal Reserve cutting i... ...more

Mortgage

October 16, 2025•4 min read

Should You Wait to Buy a Home If Mortgage Rates Might Drop?

What’s Behind the Mortgage Rate Uncertainty? As of early September 2025, mortgage rates are hovering around 6.7% for a 30-year fixed loan. While that’s down from the peaks seen in late 2023, it’s sti... ...more

Mortgage

September 02, 2025•3 min read

Can AI Tools Help Answer Mortgage Questions and Afford Housing?

The Rise of AI in Real Estate and Mortgages Artificial intelligence is rapidly transforming the housing industry, especially for buyers navigating the complex world of mortgages. From virtual assista... ...more

Mortgage

September 02, 2025•3 min read